Discover the new generation loan between individuals n ° 1 for any type of project
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Occasional or exceptional need for money
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The purchase of a car, the financing of work or the costs linked to a particular event (marriage, funeral, etc.) fall into this category.
The classic loan is defined as a need for money defined at a given time. It corresponds to the "personal loan": the financial institution lends the borrower a determined sum, released at one time.
With a fixed interest rate and a fixed term, the amount of monthly payments is set on a schedule attached to the credit offer.
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In addition to this, you need to know more about it.
In addition to this, you need to know more about it.
Need for flexibility and flexibility: revolving credit (formerly called the credit reserve)
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Cash flow concerns can make it difficult to manage a household budget. Revolving credit can then be a solution. It makes it possible to benefit from a cash advance that the customer repays by monthly installment or at his option during an anticipated cash inflow or not.
The revolving credit is reconstituted as and when repayments are made.
The interest rate is adjustable. The amount of the minimum monthly repayments is determined, the duration is one year renewable. This revolving credit can be reused each time it is replenished.
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In addition to this, you need to know more about it.
A loan is a commitment, both for the lender and for the borrower. For the credit institution or the bank, it is a commitment to check the solvency of its customer, it is to respect the conditions of the contract (amount, duration, rate) and to release the funds.
For the borrower, the commitment is to provide the necessary supporting documents, to prove his good faith and to respect the good repayment of the due dates on the scheduled date.
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In addition to this, you need to know more about it.
Take out a loan online
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If you are satisfied with our offer, it's time to take out the contract. Online credit makes it possible to take out credit via the Internet. It's easier and faster.
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To apply for credit online:
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You make your loan request by entering the necessary information in the online subscription form.
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After receiving our response in principle, you will receive, by mail or email, the contractual documents to be completed to validate your request.
You complete and sign your credit application before returning it, along with supporting documents (identity document, proof of address, etc.).
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Upon receipt of your file, we then study it and then give, or not, our final agreement.
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The advantages of online credit
You save time
No need to travel, to make an appointment, everything is done from the comfort of your sofa
You have information everywhere, all the time
Goodbye time constraints! Taking out a loan online can be done 24 hours a day, 7 days a week, from anywhere. Depending on your needs, you perform a credit simulation directly on the site. Amount borrowed, repayment terms, cost of credit… everything seems clearer to you. In just a few clicks.
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You benefit from personalized support
Even hundreds of kilometers away, service counts! To serve you as well as possible and help you in your procedures, our advisers are at your disposal by email and by phone. Likewise, thanks to your personal space, you manage your credit as you wish.
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